Many different institutions make mortgage loans, including banks, savings and loans, credit unions and, of course, mortgage companies.

Whatever type of mortgage lender you choose, they will need some information from you to help you learn how much house you can afford.

Below, is a long list of items you may need. However, depending on the type of mortgage you seek, some of this information may not be required. Your mortgage lender can help you with this.

About your employment and income

• Your employment, salary and bonuses, and any other source of income for the past two years (bring your tax returns or W-2 forms if possible)
• The amount of any dividend and interest income you received during the last two years
• The amount of any other regular income you may receive (alimony, child support, etc.)

About your personal assets

• Current balances and recent statements for any bank accounts, including both checking and savings
• Current market value of any investments you may have such as stocks, bonds, or Certificates of Deposit
• Interest in retirement funds, if any
• Face amount and cash value of life insurance policies, if any
• Value of any significant pieces of personal property, including automobiles

About your credit and debts

• The balances and account numbers of your current loans and debts, including car loans, credit card balances, and any other loans you may have.

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